4 options in All Europe
Klarna Pay Later
Klarna · Bnpl
Best for No interest
Interest
0% if paid on time
↓ best
Split options
Pay in 30 days / 3 instalments
Merchants
500,000+
Interest
0% if paid on time
↓ best
Split options
Pay in 30 days / 3 instalments
Merchants
500,000+
Scalapay
Scalapay · Bnpl
Best for Fashion shopping
Instalments
3 × 0%
Merchants
8,000+ in Europe
Approval
Instant
Instalments
3 × 0%
Merchants
8,000+ in Europe
Approval
Instant
AL
Alma
Alma · Bnpl
Best for Premium merchants
Interest
0% for buyer
↓ best
Options
2x, 3x, 4x
Merchants
15,000+
Interest
0% for buyer
↓ best
Options
2x, 3x, 4x
Merchants
15,000+
PayPal Pay in 3
PayPal · Bnpl
Best for Existing PayPal users
Amount
£30–£2,000 / €30–€2,000
Plan
3 × 0% interest
Acceptance
Wherever PayPal is offered
Amount
£30–£2,000 / €30–€2,000
Plan
3 × 0% interest
Acceptance
Wherever PayPal is offered