Last checked
We last verified these numbers on May 22, 2026.
Rates and conditions can change between checks. Confirm the headline numbers on the provider's own site before signing anything.
SumUp
Business Banking last verified by Payn on May 22
Card paymentsSmall business
Reader fee
1.69% per transaction
Plug-and-play card reader and SME business account used by 4M+ merchants across Europe. Take card payments anywhere, get paid next business day, no monthly fee.
We'll send you straight to SumUp when you're ready.
Where this ranks
5thof 9
Better than 4 business accounts on cost.
Where you can apply
Pan-European
Available across the EU and EEA.
Everything you should know
The full picture, no fine print games.
Reader fee
1.69% per transaction
Monthly fee
Free
↓ best in class
Payouts
Next business day
Reader fee
1.69% per transaction
Pairs well with
Most business users also pick a payroll tool.
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Deel Global Payroll
Hire and pay employees and contractors in 150+ countries with full local compliance. Legal entities, payroll, and HR in one platform.
Countries
150+
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