Money stuff for the family
Pocket money, joint pots, family-friendly cards.
Three different needs — teaching kids about money, splitting bills with a partner, or running shared household savings. The picks below cover each one, all with parental controls or clear spending limits.
Top picks for you
Each pick shows what you get, what you'd save, and the catch — so you can decide without reading the small print.
1. · BEST POCKET-MONEY APP
Revolut <18
What it gives you
- Free if you (the parent) have any paid Revolut plan
- Kids aged 6-17 get their own debit card with parent controls
- Set spending limits, freeze/unfreeze instantly
- Built-in tasks-for-allowance system
The catch
Requires the parent to be on Revolut Premium (€7.99/mo) or Metal — Standard plan doesn't unlock it. If the parent is on Standard, GoHenry's standalone plan may work out cheaper.
2. · BEST STANDALONE OPTION
GoHenry Kids Account
What it gives you
- Standalone — doesn't depend on a parent bank account
- £3.99/child/month (Everyday plan)
- Tasks, allowance, savings goals, financial education built in
- Ages 6-18, available in UK and most of EU
The catch
Pricier than Revolut <18 once you have 2+ kids. Headline £2.99 figure was 2022 pricing; current minimum is £3.99/child since the 2024 fee restructure.
3. · BEST FOR COUPLES + HOUSEHOLDS
bunq Joint Account
What it gives you
- Split a single bunq account into sub-pots (rent, groceries, holiday)
- Each partner gets their own card on the same account
- Dutch banking licence — €100k each-name deposit protection
- Up to 25 sub-accounts on the Pro plan
The catch
Real shared-account features live on the Pro plan (€19.99/mo) — the Easy Bank tier is more of a personal account that lets you add a second card. Worth it if you both spend daily; overkill for occasional sharing.
Why these
Three different family needs, three different picks. Revolut <18 is the cheapest path to a kids' card if you're already on a paid Revolut plan. GoHenry is the standalone option that doesn't lock you into the parent's bank. bunq handles the couples/household budgeting use case better than either of the others. All three are fully regulated — your money is protected as in any other EU bank account.