I want insurance
Insurance that's actually worth what you pay.
Two policies at the same price can pay out €500k vs €5M when something goes wrong. We sort by what they cover, what they exclude, and the per-trip or per-month price you actually pay.
Top picks for you
Each pick shows what you get, what you'd save, and the catch — so you can decide without reading the small print.
1. · BEST FOR SHORT TRIPS
AXA Travel Plus
What it gives you
- €22 per trip (up to 90 days, EU-wide)
- €5M medical cover — covers serious emergencies
- Covers Schengen visa applications
- Cancel-for-any-reason add-on available
The catch
Per-trip pricing — if you travel more than 4-5 times a year, an annual policy is cheaper. AXA's claims process is paperwork-heavier than digital-first competitors.
2. · BEST FOR ROLLING MONTHS
SafetyWing Nomad Insurance
What it gives you
- $62.72 per 4-week period (Essential, ages 18-39)
- Auto-renews monthly while you're abroad
- Cancels anytime, no commitment
- Covers 180+ countries including home country (up to 30 days/year)
The catch
Built for long-term nomads, not 1-week trips. Coverage limits ($250k medical) are lower than AXA's top tier — fine for routine illness, not the catastrophic-case insurance some travellers want.
3. · BEST FOR EXPATS
Bupa Global Select
What it gives you
- From €84/month — comprehensive international health cover
- Outpatient, inpatient, and emergency evacuation
- Works in any country you legally reside in
- Direct billing with most major hospitals
The catch
Premium goes up with age and the country list you tick. The €84 starting price assumes a young, low-risk profile; expect €150-300/mo at 50+. Quotes are personalised — get one before committing.
Why these
Picked across three travel patterns: a typical European holiday (AXA Travel Plus), the rolling-monthly remote worker (SafetyWing), and someone living abroad full-time (Bupa). All three publish transparent per-trip or per-month pricing; ranking is by what they actually pay out, not by referral fee. The discover catalogue has 12 more insurance options including auto, device, and EU-domestic health if your need is different.