I send money abroad
Send money home without losing 5% to fees.
A typical bank wire to a European account costs €10-25 plus a 2-4% exchange-rate markup you don't see on the statement. Modern apps charge under 1% all-in. On €500 monthly, that's roughly €100-200 back in your pocket every year.
Quick check
What are you sending?
Top picks for you
Each pick shows what you get, what you'd save, and the catch — so you can decide without reading the small print.
1. · USUALLY THE CHEAPEST
Wise International Transfer
What it gives you
- Mid-market exchange rate, no hidden markup
- From 0.41% fee on EUR→GBP (varies a bit by corridor)
- Money arrives same-day to most EU bank accounts
- Free first transfer up to £500 for new accounts
The catch
Larger amounts (above £10k) cross a verification threshold and Wise may request documents. Some corridors (e.g. EUR→UAH cash pickup) aren't supported — you'd need WorldRemit or Sendwave there.
2. · FREE TO REVOLUT FRIENDS
Revolut Money Transfer
What it gives you
- Free if both sender and recipient have Revolut
- Up to €1,000/month at 0% FX on standard plan, then 1%
- Money arrives in seconds (Revolut→Revolut) or within hours to a bank
The catch
The 0% FX cap resets monthly — heavy senders blow through it. Weekend exotic-pair markup is 1% even within the cap.
3. · FLAT €3 ON ANY AMOUNT
Atlantic Money
What it gives you
- Flat €3 fee regardless of transfer size
- Mid-market rate, no spread
- Best for large one-off transfers (>€5,000)
The catch
Slower than Wise (24-48h vs same-day) and supports fewer corridors. UK-EU and EU-EU only; no support for non-EUR/GBP funding currencies.
Why these
These three cover the most-asked corridors at the cheapest verified rates as of May 25, 2026. Wise wins for most everyday amounts (€100-€5,000), Atlantic Money wins for larger transfers where the flat €3 dominates, Revolut wins when both parties already use the app. We checked against bank-published rates from Santander, BNP, Deutsche, ING — every one of these beats them by €5-15 per €500 transfer.